Are you suffering from an illness, injury, or disability? Is the disability preventing you from continuing your employment? You may be suffering difficulty in securing an alternative source of income as well. In such a scenario, you should make the most of long-term disability insurance coverage. Your lawyer would determine the conditions that qualify for LTD.
However, a significant number of people enjoying such insurance and the ones claiming on their disability policy would be denied the benefits for which they or their employees for been paying for a considerable length of time.
In such a situation, you should seek the advice of an experienced long-term disability lawyer. Find below a few essential tips for choosing the one to meet your specific needs.
An important aspect in choosing a lawyer would be his or her location. The lawyer should practice in your jurisdiction, state, or province. The foremost thing to do before hiring the services of a lawyer would be to look for his area of practice. The lawyer practicing in your state would be conversant with the rules and regulations governing long-term disability claims.
- Amateur or expert
Your second focus should be on the practice of the lawyer – is he an amateur or an expert. The area of expertise of the lawyer would determine the outcome of your claim. He should have adequate experience in handling claims similar to yours.
It would be in your best interest that your potential lawyer should have actual experience in handling long-term disability cases. Go through their sites to see what they claim. He should focus on disability laws or a specific area of disability law only.
- Mode of billing
A majority of long-term disability parties may not be financially sound to pay the exorbitant fee of the specialist lawyer. However, do not fret, as the majority of lawyers have been ready and willing to handle long-term disability cases based on a contingency fee basis. They would be paid a percentage of the compensation amount won by them for you. It eradicates the risk of losing out on the best lawyers for handling your case.
- Comfort level with the lawyer
Your relationship or chemistry with the lawyer would also be important for you. It would be in your best interest to look for a lawyer with whom you were comfortable discussing the case and your financial condition.
Ensure that you find the best lawyer to meet your specific needs. It would be important for you to look for the one who is competent enough to handle your case.